EMPLOYMENT HISTORY
- Copies of last 2 yrs all W2's
- Copy of most recent paycheck stub
- Copies of 2 ys tax returns for self-employed borrowers,
sales reps & commissioned people
- Statement from courthouse showing child support payments
- Award letter from Social Security or Permanent Disability
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FINANCIAL INFO
- Copies of 3 mos. of all bank stmts, savings, checking &
Credit Union accounts
- Stock Certificates or Bonds (if used for closing)
- Gift from a relative: Will need a letter from donor &
verification of donor's account that holds the funds for the gift.
- Purchase contracts on sale of present home and/or
relocation agreement for transferee.
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MISCELLANEOUS
- 2-yr address history for each borrower
- Copy of canceled earnest money check
- Divorce decree
- Copies of leases if rental property is owned by the
borrower
- Condominium documents
- Application fee
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LIST OF CREDITORS
- Name and account numbers of all credit cards
- Name, address & acct. nos. of all loans (auto, student,
personal)
- Recent 2-yr history for a present mortgage: Name, address
& acct. #s
- Recent 2-yr history for rent: Name & address of
landlords
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FHA/VA
- Loans — Name and address of nearest living relative
- Photo ID & Social Security card
- VA Certificate of Eligibility & Copy of DD214
(Discharge Papers)
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